Norwegian Compensation guide

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Norwegian Compensation guide

This compensation guide has been prepared by Norwegian automobile insurance companies in cooperation with the Norwegian Motor Insurers’ Bureau (Trafikkforsikringsforeningen). The guide is only meant to provide insurance adjusters with a short and summary overview of Norwegian compensation regulations. It does not contain sufficient information on how claims are settled under Norwegian law.

This procedure must be followed when filing claims against Norwegian automobile insurance companies/the Norwegian Motor Insurers’ Bureau (Trafikkforsikringsforeningen):

  1. Contact the responsible insurance company in Norway (if damage is done by an unknown or uninsured vehicle, contact the Norwegian Motor Insurers’ Bureau (Trafikkforsikringsforeningen), which is obliged to respond within 10 days at the latest.
  2. Submit the damage report, certificate of vehicle identity etc.
  3. Give the estimate of the extent of the damage. Document the extent of damage.
  4. Do not acknowledge responsibility before contacting the responsible company.

This guide is valid as of October 2002
Contents:

I.PRINCIPLES OF LIABILITY
A.GENERAL PRINCIPLES
B.PARTICULAR PRINCIPLES

II. COVER
A.INSURANCE CONTRACT BENEFICIARIES
B.SCOPE OF COVER C.GUARANTEE FUND (TRAFIKKFORSIKRINGSFORENINGEN)

III.MATERIAL DAMAGE IV INJURY TO PERSON
A. MEDICAL ASSESSMENT OF THE INJURY
B. COMPENSATION

  1. DEFINITION OF HEADS OF DAMAGE
  2. METHODS OF COMPENSATION
  3. REOPENING